The house is most of your net worth. It belongs on the chart.
A finance app usually shows your mortgage as a debt and leaves the house out. Taiga Finance counts the house, and draws your equity in it month by month.
Real Estate · Property
What the house is worth, and what's yours.
How much of the house is yours sits on one page: its value, the mortgage balance and your equity, with equity drawn as a line over time.
Properties in the help center →
Scenarios · Mortgage Payoff
Extra payments, tried on paper first.
Taiga Finance starts from your loan's real balance and rate. Extra payments, a lump sum, a refinance or a recast move the payoff date and the total interest on the chart. Nothing changes on the real loan.
The public mortgage payoff calculator →
Real Estate
A rental sits beside your home.
A second property gets its own row with its value, equity and debt, under one total equity figure across all of them.
Reports · Net worth by class
How much of your net worth is the house.
The house counts toward your net worth, as its own band on the chart beside retirement, brokerage and cash. The mortgage is drawn below the line.
Asked often.
Yes. Taiga Finance keeps a dated history of the home's value and of the mortgage balance, and draws your equity as a line over time.
You enter the value and keep it by hand, or Taiga Finance re-estimates it each quarter from the FHFA House Price Index for your state or metro. That estimate follows prices in the area and is not an appraisal of your house.
Yes. The mortgage payoff scenario shows the payoff date and total interest with and without extra payments, a lump sum, a refinance or a recast. It shows the figures and recommends none of them.
Yes. A property marked as a rental is listed beside the primary residence, with its own value, mortgage and equity.
$12 a month or $90 a year, after 14 free days. Real estate is part of the one plan.