You don't keep a budget. Your spending has a shape anyway.
Taiga Finance drafts a plan from the transactions you already have, keeps it current from your accounts, and draws the month against it whenever you open it.
Plan
The first draft is written from your history.
Taiga Finance reads what you already spend and drafts the plan from it: savings and the kinds of spending in your transactions, with the income line taken from your paychecks. A line can be edited before it applies, and the plan carries forward until something changes.
Plan & goals, feature by feature →
Transactions
The sorting is done on the way in.
Transactions arrive from your connected accounts with a category on them. A merchant that lands in the wrong place gets a rule, and from then on it goes where you put it.
Reports · Spending pace
Where the month stands, whenever you look.
Spending pace draws this month's spending up to today beside what earlier months had reached by the same day, and projects the month's end from what those months added after it. The difference has its own figure.
Spending pace, defined →Reports · Plan vs. actuals
The plan, beside what actually happened.
A plan line sits beside what went out on it, with your three- and twelve-month averages alongside and the difference in its own column.
Plan
A change is one line, on any day.
When a bill goes up or a paycheck changes, that line changes and the rest of the plan stays as it was. A line decides on its own whether what's unspent carries into next month or resets.
Import
Whatever you tried before comes with you.
Taiga Finance reads the export file from the four apps people leave most often and brings transactions, categories and balances across. Anything else comes in as a CSV, with its columns mapped once on the way in.
Data portability, feature by feature →
Asked often.
Connected accounts bring transactions in with a category on them, and Taiga Finance drafts a plan from that history. Spending pace and plan vs. actuals then show the month against the plan whenever you open them, and there is no sheet to fill in.
A spending plan sets amounts for savings and each kind of spending from a month's take-home pay, ahead of the month. In Taiga Finance the plan is drafted from your own transactions and kept current from your accounts, and the part left to you is checking in.
No. Transactions come in from your connected accounts already categorized, and a rule moves a merchant to a different category from then on.
That is up to you. The plan updates from your accounts whether or not you open it, and the reports read the same whenever you do.
Yes. Taiga Finance has importers for the four apps people switch from most, and each one reads that app's own export file. Any other bank, card or tool comes in as a CSV, and you map its columns on the way in.
There is a plan. It sets income, savings and the kinds of spending for the month, one line each, and the reports read spending against it. You set every amount, and Taiga Finance recommends none.
$12 a month or $90 a year, after 14 free days. There is one plan and no higher tier.